Dental Benefits Plan Choices
Our office manager, Jill Nesbitt, has years of experience helping businesses choose a dental benefits plan that fits their organization. Just call to talk with her about the many options:
- Flexible spending plan – Great for any size company, almost zero cost to set up and saves taxes on dental and medical expenses
- Health savings account – Works with a high deductible health insurance plan and also saves taxes on dental and medical expenses with the added benefit of rolling over year to year
- Direct reimbursement dental plan – An inexpensive program that can be tailored to fit any company budget yet still provide dental benefits that new hires expect
- Dental insurance plan choice – Whether as a voluntary or employer-paid benefit, Jill can give you feedback on Dental Insurance Plan Support
Dental Benefits for Individuals
Only businesses can purchase dental insurance plans- an individual who would like to have dental benefits can talk with his employer about adding this benefit. Businesses can add a 100% voluntary dental benefit plan – this means it costs the employer nothing, the employees can choose to have this tax benefit or not. For help or suggestions, Just call Jill.
Should you drop your dental insurance?
Today many dental insurance premiums cost an individual over $515.00/ year (based on the AARP plan). Plus, you will have a copay on top of the premiums. At HealthPark if you are dentally healthy ( only needing to come in for cleanings/exam and required xrays), then you can budget about $225/year in total costs!
Compare your premiums with the total cost to see it you will save money by dropping your dental insurance. We can help you to evaluate this as well.
